Al Ghandi Auto Finance and Insurance team has a complete line of competitive Finance, Insurance and Extended warranty products for your new or pre-owned vehicle purchase. The product options include Bank Finance assistance, Motor Insurance, Insurance Renewals, Home Content Insurance, Travel Insurance, Smart Insurance, Guaranteed Asset protection (GAP) and Extended Warranty. These products can be personalized and will provide you with the security and peace of mind protection to allow you to enjoy driving your new vehicle. Take a more in depth look below or get in touch and one of our specialists will phone you to explain the different packages we have.

Bank Finance

Whether personal or business Al Ghandi Auto can offer financial support. Options include conventional financing, leasing or under the Sharia Compliant Structure of "Murabaha" where the Bank buys the customer's car choice and sells it to the end user on affordable and competitive installment plan. Market leading interest rates available​and finance up to 5 years with our specially developed Lease to Own programs.

  • Finance options include Conventional, Murabaha and Leasing
  • Market leading interest rates available
  • Finance up to 5 years available

Motor Insurance

You have your dream vehicle, you need to ensure it is protected against any kind of damage or calamity. Al Ghandi Auto offers insurance for all new types of new, pre-owned, comprehensive and third party Car Insurance packages. Our Car Insurance policies covers many things from Natural Disasters to Personal injury, and the geographical area is extended to Oman.  Find out what more the insurance offers by a specialized consultation now.  Attractive insurance rates start from 2.50% for your vehicle. 

  • Attractive insurance rates starting from 2.50%
  • Insurance available for all new types of New, Used and Pre-owned vehicles
  • Own Damage and Third Party Insurance
  • Covering: Natural Disasters, Personal injury etc.

Home Contents Insurance

Starts at AED 199

Home Contents Insurance is remarkably affordable and provides you and your family protection for the unexpected.​ With our new Home Contents Insurance, you’ll be able to protect your valuables and possessions from damages/losses if they fall foul to the following scenarios:

  • Home Insurance covers buildings, contents and personal belongings
  • Buildings include Apartments as well as Villas.
  • Contents include assets like Furniture, TV, Washing Machines, etc
  • Personal belongings includes items such as mobile phones, laptops, cameras, etc
  • Home Contents insurance starts from AED 199 per month

Travel Insurance

Starts at AED 350

With our new Travel Insurance, you can concentrate on having a trouble-free trip that will give you peace-of-mind. Cover will be in place for the following scenarios:

  • Personal accident
  • Emergency medical expenses and evacuation benefit
  • Trip cancellation
  • Travel Delays
  • Baggage & personal effects in case of baggage delay
  • Travel insurance can be availed for individual, family and group. It starts from AED 350 and depends on where you are travelling and for how many days.

Extended Warranty

What will you do when your existing warranty runs out? Don’t be left with the unknown. Al Ghandi Auto offers protection from mechanical / electrical breakdown after the manufacturer’s warranty expires. Our extended warranty starts from AED 2,500 for brand new vehicles. 

  • Protection from mechanical breakdown after manufacturer’s warranty expires
  • Protection from electrical breakdown after manufacturer’s warranty expires
  • Protects your vehicle resale value

Smart Insurance

Get Smart! Our SMART insurance covers accidental damage; from that will keep your vehicle in showroom condition, without compromising your regular vehicle insurance. It does not require any police report and no excess/deductible is required. By taking SMART insurance your resale value is maintained; something to think about in the case your vehicles ends up with chips, dents and small scratches that if left unrepaired will ultimately devalue your vehicle. We introduce flexible options of 1 and 2 years of Smart insurance starting from AED 1,290. 

  • Covers any minor scratches and damages
  • No police report and no excess/deductible required
  • Keep your vehicle in brand new condition
  • Flexible option of 1 and 2 years of Smart insurance

GAP Insurance

Guaranteed Auto Protection (GAP) Insurance is an optional insurance coverage that protects your original asset value. GAP insurance is the difference between the actual cash value of a vehicle and the balance still owed on the financing (car loan, lease, etc.). This specific type of insurance cover is in the event of a total loss. It's certainly something to consider for new vehicles and we have an attractive offering for you at an attractive rate and premium. GAP rates starts from 1% of Sum Insured.

  • Protects your original asset value
  • Covered in the event of total loss only
  • Available at an attractive rate and premium



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